Personal Installment Loans
Premier Bank offers a variety of competitively priced personal loans that can be used to purchase new or used automobiles, ATVs, motorcycles, recreational vehicles, campers, boats, jet skis and even household goods such as a new computer or refrigerator. We can also assist with home improvements or debt consolidation. To help you with timing or credit issues, we can even use a deposit account as collateral. The interest rate and term depend on what you are financing and your individual credit situation. And with an auto-debit from your Premier checking account, receive a 0.25% discount off our current loan rates. Meet with one of our helpful loan representatives to determine the best option for you.
Residential Real Estate Mortgage Loans
Whether you are building, buying, or refinancing your home, our home mortgage specialists and financial professionals can help…with free pre-qualifying, fast loan approvals and an easy mortgage application process. Premier Bank has a mortgage loan program that will suit your needs and your budget. Let us pull it all together with our flexible repayment terms, competitive rates and excellent service.
- Fixed Rate (secondary market)
- Conventional ARM (Adjustable Rate Mortgage)
- Mortgages with low closing costs
- Investment Property
To answer any of your questions, call one of our mortgage specialists today.
Residential Construction Loans
When it comes to building a new home we are your expert. Your loan is set up as a line of credit and you only pay interest on the outstanding balance. Construction period is typically set up for six months and will convert on completion to an adjustable rate mortgage. We can tailor the loan to fit your construction needs.
Home Equity Lines and Loans
Put the equity in your home to use! A Home Equity Line of Credit (HELOC) or Second Mortgage loan may provide the solution you have been looking to achieve. These loans are perfect for home improvement projects, consolidating bills, paying off high rate credit cards, purchasing household goods and almost anything you need or want.
Home Equity Lines and Loans
Home Equity Line of Credit (HELOC) benefits:- Use your HELOC over and over throughout the term
- Annual fee of $50 is waived the first year
- No application fee or closing costs
- Repayment terms are based on 1.5% of the outstanding balance or $100 minimum
- Low monthly payment
- Potential tax savings (consult with your tax advisor regarding the deductibility of interest paid)
- Fixed payment amounts up to 120 months
- Known amortization time for loan
- Potential tax savings (consult with your tax advisor regarding the deductibility of interest paid)
