Overdraft Protection

We all make mistakes with our bank accounts from time to time and an overdrawn checking account never happens at a good time. Give yourself peace of mind with Overdraft Protection from Premier Bank. Premier Bank offers two choices in Overdraft Protection: a line of credit and savings transfer.

Premier Bank’s overdraft line of credit is a convenient cash reserve line, linked to your checking account. In the event you overdraw your account, funds are advanced to your account in $100 increments to cover the overdraft, up to your credit limit. You can enjoy the peace of mind knowing your checks will be paid even if you accidentally overdraw your checking account. Approval is based on credit history and income.

You may also choose to have funds transferred from a Premier Bank savings account. If you overdraw your account, funds are transferred to your account in $100 increments to cover the overdraft, up to your available account balance. A fee of $7.00 per transfer also applies. Worry from an overdrawn account is now a thing of the past, with Premier Bank’s Overdraft Protection.